Non-custodial. Nothing to install.

Eleven chains.
One browser.

Keys are generated in your browser and stay there. No account, no sign-up, no KYC by us. Swaps route through 0x at 0.30%.

11
chains, one seed phrase
0.30%
swap fee, named openly
MIT
open source, auditable

Illustrative holdings · prices indicative

  • Bitcoin
  • Ethereum
  • BNB Chain
  • Polygon
  • Arbitrum
  • Avalanche
  • Gnosis
  • AME
  • Moonriver
  • Harmony
  • Aurora

One BIP-39 seed phrase covers all eleven. Restore it in any compatible wallet.

A wallet that doesn’t need you to trust it.

01 Architecture

No custodian, by construction.

Your keys are generated in the browser and stored there. No server of ours ever sees them. We cannot freeze, seize, or lose what we do not hold.

02 Liquidity

Swaps routed through 0x.

Best execution across decentralised exchanges on every supported chain. No intermediary book. No spread we quietly widen. Our take is 0.30%, named rather than hidden.

03 Reach

Eleven chains. One phrase.

Bitcoin, Ethereum, BSC, Polygon, Arbitrum, Avalanche, Gnosis, Moonriver, Harmony, Aurora, AME. A single BIP-39 seed across all of them.

04 Identity

No name. No email. No KYC.

The wallet treats you as sovereign. Card purchase, when you use it, goes through a partner who runs their own identity check on their own platform. We never receive that data.

Three steps. No accounts.

  1. 01

    Open icrypto.money.

    Your browser generates a wallet and shows the seed phrase, once. Write it down somewhere only you can find. That phrase is the account.

  2. 02

    Receive on-chain.

    Send assets to the addresses the wallet displays. Funds arrive directly on-chain. No intermediary holds them at any point.

  3. 03

    Send, swap, hold.

    Transfer to any address. Swap between assets via the built-in aggregator. Or hold. Restore on any BIP-39 compatible wallet using your phrase.

Plain answers, plainly stated.

The safest custodian is no custodian. Everything else follows. Treasury balance is public.

Custody
$0
of customer funds we hold, now or ever
Keys
100%
of keys generated and kept in your browser
Licence
MIT
licensed, in the open — the source is the audit
Fee
0.30%
the only fee we take, named rather than hidden

The honest answers.

Where are the private keys stored?

In your browser’s localStorage, unencrypted. They are generated client-side when you first open the wallet and they never travel over the network, so we have no technical means of reading them — but anyone with access to your unlocked device does. Treat the device as you would a wallet in your pocket, and keep the recovery phrase somewhere else.

What happens if you take the site offline?

Your funds remain yours. The seed phrase we give you is the standard BIP-39 phrase — it opens your wallet on any compatible interface, including MetaMask, Trust Wallet, and hardware wallets from Ledger or Trezor. We are an interface, not a custodian.

Is there a fee?

Yes, and we name it. Swaps carry a 0.30% take rate. On-chain sends carry network gas and no additional charge from us. No deposit fee. No monthly fee. No spread we do not disclose.

Do you run KYC?

No. We do not ask for your name, email, address, or identity. If you fund the wallet through our card-purchase partner, that partner performs its own KYC on its own platform; we never receive the data.

Can you freeze my wallet?

No. We can only take icrypto.money offline. Your seed phrase continues to open your wallet on any compatible interface, anywhere in the world, for as long as the underlying chains exist.

Our one fee

We charge 0.30% on swaps. That’s all. No spread tricks, no hidden margin, no membership tier behind a paywall.

Your crypto.
Your keys.
Your money.

Your keys are generated in this browser and never leave it. No account, no sign-up, no KYC by us.

Nothing to install — it runs in this browser tab.

Eleven chains, one seed phrase. Bitcoin, Ethereum, BNB Smart Chain, Polygon, Arbitrum, Avalanche, Gnosis, Moonriver, Harmony, Aurora and AME.

Self-custodial wallet — your seed phrase is your only key. Write it down before depositing.
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