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How to create a non-custodial crypto wallet
Guide · Getting started
Creating a wallet in iCrypto takes a few minutes. The important part is not the clicking — it is understanding that you, and only you, hold the keys. iCrypto generates and stores your private keys in your own browser, derived from a recovery phrase. iCrypto never holds your keys or your funds, and cannot recover them for you. That is the point of self-custody, and it is why the backup steps below matter more than anything else on this page.
What you need
- A device with a modern web browser.
- A way to write down your recovery phrase offline — paper, or a metal backup plate.
- A few private minutes where no one can see your screen.
You do not need an email address, a phone number, or any identity documents. There is no account, no sign-up and no KYC. Your wallet, derived from the recovery phrase, is your identity.
Steps
- Open iCrypto and choose Create wallet. Go to icrypto.money and select the option to create a new wallet. Nothing is sent to a server; the wallet is built on your device.
- Let iCrypto generate your keys. A fresh recovery phrase is created and your private keys are derived from it locally, in the browser. The keys never leave your device and are never transmitted to iCrypto.
- Record your recovery phrase, in order. Write every word down, in the exact sequence shown, on paper or a metal plate. This phrase is the master key to your funds across every chain in the wallet.
- Confirm the phrase. Re-enter the words iCrypto asks for to prove your backup is accurate. If you cannot confirm it, do not proceed — regenerate and back up again before you hold any value.
- Receive a small test amount first. Open the chain you want to use, copy its receive address, and send a small amount from another wallet or exchange. Confirm it arrives, then move larger sums.
Create your wallet
Seed-phrase safety — read this before funding
Your recovery phrase (also called a seed phrase) is the entire security of your wallet. Anyone who reads it can take your funds; if you lose it, no one — including iCrypto — can restore access. Treat it accordingly.
- Keep it fully offline. Do not photograph it, screenshot it, email it, type it into notes, a password manager field synced to the cloud, or any chat. A phrase that touches an internet-connected store is a phrase at risk.
- Write it by hand, in order. Word order matters. Store the copy somewhere only you can reach.
- Make a second backup. One copy can be lost to fire, water or misplacement. Two copies in separate secure locations protect against that without widening exposure much.
- Never enter it into a website, pop-up, or "support" agent. iCrypto will never ask you to type your recovery phrase to unlock features, verify your wallet, or receive an airdrop. Any request to do so is a scam.
- Beware fake apps and lookalike domains. Confirm you are on the correct address before entering anything. Phishing sites copy real wallets closely.
- Do not share it with anyone. Support staff, giveaways and "wallet migrations" that ask for your phrase are theft attempts, without exception.
What "non-custodial" changes for you
| Aspect | Custodial account | iCrypto (non-custodial) |
|---|
| Who holds the keys | The provider | You, in your browser |
| Identity check | KYC required | None; the wallet is the identity |
| Recovery if phrase is lost | Provider can reset access | No one can restore it |
| Who can freeze funds | The provider | No one holds that power |
| Responsibility for security | Shared with provider | Yours alone |
FAQ
Can iCrypto recover my wallet if I lose the phrase?
No. The keys are derived from your phrase and held only on your device. iCrypto never has them, so it cannot reset or restore your access. Your backup is the only recovery path.
Is one wallet enough for all the chains?
Yes. A single recovery phrase covers your addresses across the 11 supported blockchains, including Bitcoin, Ethereum, BNB Smart Chain, Polygon, Arbitrum and Avalanche, plus further EVM chains, along with ERC-20 and BEP-20 tokens.
Do I have to verify my identity?
No. There is no account, no sign-up and no KYC. You create the wallet and it is immediately yours.
How do I know the software is trustworthy?
iCrypto is MIT-licensed open source with reproducible builds, so the code that runs can be inspected and independently rebuilt.
Crypto assets are volatile and largely unregulated. You are solely responsible for your keys and funds. Nothing here is financial advice.